Sunday, December 20, 2015

Amish on Amish fraud.

By Greg Wright
MBA, CFE, CFP®, CLU, ChFC
Certified Fraud Examiner
Certified Financial Planner™

Amish turned securities promoter bilks Amish investors. 

Earl Miller

On Nov. 5, 2015, a Federal Complaint accused, Earl D. Miller, a northern Indiana man, of securities fraud accusing him of cheating 70 mostly Amish investors of $3.9 million.  Miller promised to invest their money in rehabilitating residential property, “green” technology and gave them a promissory note with a fixed-rate annual return of between 8 to 12 percent. 

Many of the investors – largely novice investors -- belonged to a local Amish community where Miller and his wife were former members. He advertised his investment services in Amish newspapers and at community meetings with Amish families, according to the Federal complaint.

The Federal lawsuit accuses Miller, age 36, of committing a fraudulent scheme through two investment vehicles — 5 Star Commercial LLC and 5 Star Capital LLC. In the suit, the government said, “Miller repeatedly lied to prospective investors” about how their money was being used.”

Miller, who has been in the real estate business since 2006 with real estate agent and “life-long friend,” Matt Gingerich, started rehabilitating depressed real estate properties.  Together they formed 5 Star Commercial LLC and, in April 2014 they filed an SEC Form D notice of the intent of selling “exempt’ securities.  Then, according to court documents, Miller bought out his business partner in exchange for $651,265 cash.

A former business partner, life-long friend and apparently former Amish community member, Matt Gingerich, was not named in either the Nov. 5, 2015, SEC Complaint or the April 2015 Indiana Securities Division Order of Consent.  Mr. Gingerich has not returned my telephone calls attempting to hear his part of the story.  Was he a whistleblower?  Will the regulators attempt to “claw back” the $651,265 cash taken from 5 Star to buy out his interests? 

In exchange for their investments, investors were given a promissory note with a fixed-rate of return of between 8 percent to 12 percent per year, which is much higher than prevailing rates for bank deposits and other fixed-return investments, according to the complaint.

Miller and his wife, according to local business client sources, left the Amish community on good terms and maintained ties with them.  Since the Amish do not enter profession employment, they use outside accountants, attorneys and real estate agents to conduct business.  


Miller touted his Amish upbringing, advertised in Amish newspapers and held seminars at Amish meeting houses. In 2012, Miller started raising money from 5 Star Commercial, gaining sole control of the entity two years later. In 2015, he created 5 Star Capital, which was supposed to invest in “green energy saving product (sic) that save the average American consumer hundreds of dollars each year,” according to the complaint.
Miller's Goshen, IN Home

Miller was highly successful in encouraging his investors, but, in doing so, the complaint states that he lied to them, saying he would not get paid anything for managing the fund.  

He apparently had also told 5 Star Commercial investors that their money would be invested exclusively in real estate when, in reality, he transferred more than $390,000 of 5 Star Commercial’s funds into “highly speculative, fledgling companies” that allegedly made green products.

The company did invest in several companies controlled by two men who were supposedly developing products such as a pedal-operated wheelchair and energy-efficient washing machines. In reality, 5 Star Capital owned no “green product” patents and Miller performed virtually no due diligence into the purported “green” companies before handing them the bulk of 5 Star Capital’s assets, and – contrary to his oral representations to certain investors – the overwhelming majority of 5 Star Capital’s assets were not invested in real estate.

According to local sources, Miller was born and raised in an Amish community and, following the traditional Amish “rumspringa” period, he chose not to be baptized and join the church.  Amish that later abandon the community after they have joined the church are banished or shunned.  Since neither Miller nor his wife was banished, he was given broad access to the normally closed and suspicious community.  It is believed that Miller’s business partner, Matt Gingeritch, had a similar background. 

Affinity frauds are common; but, it is uncommon to find one in the Amish community.  They are generally successful farmers and business owners.  While about half of all business fail within five years, only about five percent of Amish business fail within the same period.  



UPDATE


The People's Exchange newspaper is published every two weeks targeting the Amish community in northern Indiana.  It is published by LaGwana Printing, Inc. and has a circulation of 16,500.  The following email was received Dec 21, 2015:

 Mr. Wright,

   We published no articles regarding either 5 Star Commercial or 5 Star Capital Fund. I do not know either of these two gentlemen personally.

   They did run advertisements in our publication from October of 2009 through July of this year. They were always very prompt in paying for their advertising and are completely paid up.

Dan Byler
President/General Manager

LaGwana Printing
PO Box 70, Shipshewana, IN 46565
(260) 463-4901


MAY 24, 2016 UPDATE
AMISH READERS:

Is Earl Miller, Mrs. Miller, Matt Gingerich, Mrs, Gingerich, Scott LaFazer, Karen LaFazre all pastors of Z Ministries?  Can you name any other Z Ministries pastors?


According to sources, except for Gingerich, they all now live in Buena Vista, Colorado.  Is this correct?  Does the Gingerich family still live in Indiana?

July 23, 2017 Update - I have not followed the link; therefore, do so at your own risk.

Author
------------------------------------------------------
about: Lafavre fraud
A bunch of information on Adam Lafavre you may fined interesting unless you already know it: Property records for the homes Adam Lefavre owns in Buena Vista: http://qpublic6.qpublic.net/co_cdisplay.php?county=co_chaffee&KEY=342312100007&ACCOUNT=R342312100007 http://qpublic6.qpublic.net/co_cdisplay.php?county=co_chaffee&KEY=342312100073&ACCOUNT=R342312100073 The house at 16310 is the "Sanctuary" - it is listed on Airbnd for lease: https://www.airbnb.com/rooms/17320135?eal_exp=1502682984&eal_sig=e853787f323edb1bbebbbb414a0039ff860daffdc2c8a1c1c592e480b7680be2&eal_uid=122678999&eluid=0&euid=f815f409-4991-d056-e543-afb825c47f86 Joseph Zupetz actually lives at the second house on 16500 County Road 327 according to voting records - key in Zupetz in the search bar right above the listed names and you will find according to voting records Joseph and his wife Heather live at 16500 County Road 327 in Buena Vista: https://coloradoresidentdb.com/find/address/81211/buena_vista/county_road

238 comments:

  1. Earl miller Defrauded more like 500 to 600 investors,The SEC is expanding the books at 5 Star, Earl is with Z ministries and gave them over a million dollars he also hired Adam LaFavre witch has a shady past with defrauding investors.
    Earl is hiding his Money , He put his house in his Wifes and Brother in-laws name ,He is hiding his boat,Paraglider and camper at his fathers business A&R machine shop 14719 c.r. 20 middlebury in 46540 ph.574-825-5686

    ReplyDelete
    Replies
    1. Z Ministries is moving to Goshen from Minnesota because they want to target the Amish.Northstream church Goshen 63700 county road 31 46528

      Delete
  2. Zministeries was not targeting the Amish.....don't reply on this on speculation, know your facts folks.

    ReplyDelete
    Replies
    1. Members of Northstream Church (Z ministries)are
      leaving that church and coming back to ours they found
      out what has been going on with Earl Miller and others . PS on inside.

      Delete
    2. Really should know your facts form all parties involved before commenting. PS from actual inside

      Delete
    3. Does Earl Miller have your money ?

      Delete
    4. Then why did Earl Miller take the 5TH !!!

      Delete
  3. This appears to be an “Affinity Fraud” or an investment scam that preys upon members of identifiable groups, such as a religious or ethnic community, the elderly, an extended family, or a professional group. The fraudsters who promote affinity frauds frequently are members of the group. Seniors are victims of Affinity Frauds more than any other kind of fraud. This is particularly true of faith-related frauds where we tend to be more trusting, and our guards are down.

    ReplyDelete
  4. I would like to clarify the picture of the millers house is not correct....there garage doors are facing the woods, not the front of the house.

    ReplyDelete
    Replies
    1. The picture of the Miller home is from Google Maps based on the address contained in court documents. Anon, send me the address you have for Mr. Miller and I will check it out.

      Delete
    2. The picture of the Miller home is from Google Maps based on the address contained in court documents. Anon, send me the address you have for Mr. Miller and I will check it out.

      Delete
  5. Earls house go to elkhart county tax detail parcel 20-07-24-101-017.000-019 look at it, its in his Wife`s name
    and Brother in law did He plan this !!!

    ReplyDelete
  6. here is a link to Earls house.http://www.remax.com/realestatehomesforsale/16894-county-road-18-goshen-in-46528-gid600035032121.html

    ReplyDelete
  7. 5 Star filed chapter 11 in 11 of its 13 LLC`s
    Earls house is for sale by owner.

    ReplyDelete
  8. What does that mean 11 of its 13 LLC's?
    Is there not just 2?

    ReplyDelete
    Replies
    1. 5 Star has about 13 LLC`s and 11 of them filed for chapter 11 reorganization.

      Delete
  9. Anyone that invested with 5 star where 5 star funded construction out west in Portland needs to be shouting loudly to allow us to be able to move forward. We have worked for 8 months trying to get 5 star to cooperate to no avail. They have literally ruined our business. Nobody is listening to what needs to happen on our end so we can get 5 star paid back which I assume goes to 5 stars investors. Help! So very frustrating to have a great business get tugged down by all of Earl's nonsense.

    ReplyDelete
    Replies
    1. You need to go after Matt Gingerich Earl`s partner
      He Took 2.5 Million $$ of money that was not His.
      Matt did the books. We all want this over as well.

      Delete
    2. Randy refused to meet with Global Impact Companies when they came out to Portland. What is he hiding?

      Delete
    3. How can we help you?

      Delete
    4. Randy Refused to meet with Global maybe He knows that Adam LaFavre (GLOBAL ) is a CON MAN

      Delete
    5. Randy Palazzo has a shady past!

      Delete
  10. Mr. Palazzo, please contact me so that I may learn more about your situation and report your story.

    ReplyDelete
    Replies
    1. I'm very interested in more information about Portland Holdings where we have $15,000 invested.

      Delete
  11. It's a shame the house I called home for 15 years was bought by a crook and now up for sale by the same person

    ReplyDelete
    Replies
    1. The house might be up for sale but the money will come back to the People !!

      Delete
    2. Well past by Earl Millers house the other day looks like He took it off the market because the chain and no trespass sign are still there.So I guess He is still held up inside.How can someone Steal over 5o million dollars and pretend like nothing happened.

      Delete
  12. Yesterday I was at Earl Miller`s (5 Star )first Chapter 11 Creditor`s meeting you find out Z ministries,joseph zupetz(Northstream Church)got $500,000. Adam LaFavre from (Global)got $780,000 for 8 weeks of work ,Robert Foraker from Green washing machine got $800,000 he is now in control of renting out Earl`s warehouse at 420 north main in Middlebury ,Matt Gingerich got paid 2.5 million.
    And in the meeting SEC person was asking Earl questions he took the 5th on most questions.

    ReplyDelete
    Replies
    1. Z Ministries/Northstream Church was required to show what was donated and they did so. The numbers in this blog are largely inflated and not accurate. They give an online bible school away for free and support over seas missions they have a 24hr prayer line for the hurting. there are a lot of people hurt by what has happened. Please get accurate facts.

      Delete
    2. If you want to know the facts go to the S.E.C. meeting, Earl Miller said this at the last meeting $250,000 from Earl and $250,000 from Matt Gingerich.
      all to Northstream Church .

      Delete
    3. The People z Ministries helped was Themselves to your pockets.

      Delete
    4. Why does Z Ministries keep running !!
      They got kicked out of Middlebury Church that they rented.Have you looked at Z Ministries website lately ? Nothing is going on !! I`m sure the donate site works.

      Delete
    5. Boy soon as the FEDS started asking questions northstream Church went off the radar.

      Delete
    6. Not exactly, it still somewhat exists under the original name, Zministries, but most of those that were attending saw the fraud and have moved on.

      Delete
    7. Check out Z Ministries Church that sits empty in Minnesota.The only mission is there own Heather and Joseph Zupetz.

      http://www.zillow.com/homedetails/21288-Harrow-Ave-N-Forest-Lake-MN-55025/2122294102_zpid/

      Delete
  13. PEOPLE NEED TO GET AWAY FROM Z MINISTRIES, JOSEPH ZUPETZ, and NORTHSTREAM CHURCH IN INDIANA NOW JOSEPH ZUPETZ HAS LEFT INDIANA AND MOVE TO COLORADO TO SET UP SHOP AND GOING TO PUBLISH A BOOK WITH JOYCE MEYERS PUBLISHING.EARL MILLER HAS MOVED HIS FAMILY TO COLORADO. PEOPLE, GOD IS FOR ALL !! NOT TO BE IN A MONEY LAUNDERING CHURCH WITH ZUPETZ, ADAM AND KATHY LAFAVRE ,MATT GINGERICH,BOB FORAKER ALL HIDING INVESTORS MONEY !!!

    ReplyDelete
  14. At Earl Miller`s Chapter 11 creditors meeting, a Women told of a story of a old Amish women that lost her husband and had to raise there 6 kid by herself. Earl Miller came to her house and talked with the women in her kitchen to sell her his 5 Star contract .Now the Amish Women is getting hand out from the Amish Church !

    ReplyDelete
  15. At Earl Miller`s Chapter 11 creditors meeting He never told investors that He was using their money to buy Matt Gingerich out or to invest in green energy everyone thought that it was in real estate or why He gave Northstream Church $500,000 Earl said it was from profits then why are We now in chapter 11 ?

    ReplyDelete
  16. This is the company that Earl Miller hired to audit 5 Star. This link shows some of the things they discovered.

    https://docs.google.com/document/d/1CfKb9OABaUQKbWR-iyCH2_wLln5zebcP11JlQKxgGMc/edit?usp=sharing

    ReplyDelete
    Replies
    1. This is a link to the connection to Z ministries Adam LaFavre o`Look his wife is the guest Speaker Kathy LaFavre $780,000 for 8 weeks NICE do you need help!!

      P.S. look at link
      http://postimg.org/image/4v30csiz5/

      Delete
    2. Global is trying to stay in the mix.At the Chapter 11 creditors meeting the money that Global got was $770,000 and some of that money was paying Earl Millers Attorney. Cozen O'Connor said that they had no knowledge of that. Now Earl Millers Lawyer wants out of the Chapter 11 representation.Also after 8 weeks of work they asked Earl did you try to get the money back from Global He said no.

      Delete
    3. Adam LaFavre (Global is his turn around Company) Are all tied in with Z Ministries and Earl Miller .
      At the Chapter 11 Creditors meeting Earl talked about that they had a buyer for all the single Family homes Do you know who that would be (Global)
      that's how Global makes money penny's on the dollar.But the S.E.C. stepped in and stopped it all.

      Delete
    4. Read about the fraud case that Adam LaFavre of(Global)Sounds just like Earl Miller.
      Here is the link copy and past it in your browser.

      http://haysconsulting.net/wp-content/uploads/2012/10/09-01-07-Cloud-of-Fraud.pdf

      Delete
  17. This is the company that Earl Miller hired to audit 5 Star. This link shows some of the things they discovered.

    https://docs.google.com/document/d/1CfKb9OABaUQKbWR-iyCH2_wLln5zebcP11JlQKxgGMc/edit?usp=sharing

    ReplyDelete
  18. To the person who wrote about NorthStream church and the $500,000 being overinflated, what is the"real" number? It was never 5stars to give to a charity to begin with, it was not profit money, that was still investors money that had just been collected!! It was Earl's job to manage/ grow that cash, not give it away!! In addition to, North stream church is no more, you would think with that much support the place would be thriving, instead Joe Z./Zministries have moved to Colorado!
    P.S. many churches have prayer lines/support missions and give away free education, does not justify them receiving tainted money!

    ReplyDelete
    Replies
    1. The S.E.C. reported at the the chapter 11 meeting that Matt Gingerich gave $250,000 and Earl Miller gave $250,000 all to Northstream church and Joseph Zupetz and Z ministries are all the same.And Earl Miller said it was from profits ,We also believe its
      much more !! The S.E.C. and FEDS are all looking and Talking to investor`s .
      Z ministries move from Minnesota and left a church that sits empty.

      Delete
  19. I am an investor and didn't know the chapter 11 was open to creditors to share their investment stories with 5 Star or I would have been there. Are there any upcoming court dates for creditors?

    ReplyDelete
    Replies
    1. I will try to post here when the next creditors meeting is coming, it should be in the next few weeks.

      Delete
  20. I am an investor in 5 Star and had no idea creditors were invited to speak at earl millers chapter 11. When was it? Are there any upcoming court dates scheduled?

    ReplyDelete
  21. Why does the owner of this website not post all the info i find and hear.I will stop posting if this continues !

    ReplyDelete
  22. This is the company that Earl Miller (5 Star ) hired as the turn around Guy Adam LaFarve Global Impact Companies.

    http://globalimpactcompanies.com/contact.html

    This is the link that that Adam LaFarve committed fraud
    with a ponzi scheme similar to Earl Miller.
    So then why did Earl hire him.and pay him $770,000 for 8 weeks of work !

    http://haysconsulting.net/wp-content/uploads/2012/10/09-01-07-Cloud-of-Fraud.pdf

    ReplyDelete
  23. Here is a Good one, Jerry LaFavre, Dustin Lee LaFavre, Adam LaFavre, Scott LaFavre all the same family,Jerry Father of Adam and Scott and Dusten is Son of Scott ,Dusten is in jail for 4 years for Mortgage fraud scheme . WOW THE APPLE DOES NOT FALL FAR FROM THE TREE !!! Would you hire Adam LaFavre to handle your money !!

    ReplyDelete
  24. The LaFavre Story (Global) Earl Millers turn around Guy.

    The Lord Helps Those Who Help Themselves.

    For years, Adam LaFavre cultivated an image as a successful real estate dealmaker and a man of faith.

    And according to the story in today's Star Tribune, LaFavre also was successful in avoiding taxes:

    The IRS said in its affidavit that LaFavre reported no taxable income in 2003 and 2004, yet he made a $1.2 million down payment on a 32,000-square-foot Wayzata home in October 2004 and was to make monthly payments of $50,000 under a contract for deed. LaFavre bought the home from auto dealer Denny Hecker, and paid off the financing in less than three years, Hecker said.

    LaFavre didn't just buy a house four times larger than the house I critiqued yesterday as out-sized. He also spent money improving it. In 2005, I found he appeared before the Orono Planning Commission to request a variance for custom seven-foot-high security gates at the house, for safety reasons. Why would a mortgage broker feel less safe in the $7.5 million home than the highly visible car dealer who lived there?

    Well, maybe if he were involved in investment fraud...

    LaFavre talked openly about trips he made to countries such as El Salvador and Russia as part of a mission to spread the Gospel to foreign countries, Wiers recalled. "He felt that God blessed him to be financially successful," Wiers said.

    And thus we have our text for the day, my brethren: The matrix of faith, investment, tax avoidance and the prosperity gospel.

    Ponzi investment schemes work on this basis. They are sold by people who exhibit great prosperity and apparent piety. They are purchased by people who believe in miracles — that is, in investments that return exceptionally high rates of interest at little risk. People of faith who trust other Christians can make perfect suckers.

    One way to produce high returns out of nothing, of course, is by robbing new investors to pay a little trust-me money that keeps the earlier investors quiet.

    Another way is to avoid taxes. You can do it illegally, but that may catch up with you, and suddenly you're sitting on the wrong side of the seven-foot gates. Or you can start a church and do it legally. Just don't try it with one of those blessed-are-the-poor operations.

    ReplyDelete
    Replies
    1. I hope Earl Miller reads about Adam LaFavre and Stops using his Global Impact Companies .

      Delete
  25. Why did Earl Miller move his Family to Colorado with
    z ministries you would think that z Ministries would try to get away from Earl Miller to keep the Ministry pure, but when money is involved it makes you hold on till the 5 Star Moneys gone ,Its the Investors money ,Its your money after every investor is paid back .
    P.S. Z Ministries is a den of thieves

    ReplyDelete
    Replies
    1. How can he leave the state if federal charges have been filed against him?

      Delete
    2. He only has the S.E.C. charges so far He can move anywhere.But when the FEDS press charges, then He will stay in Indiana . And i Guarantee the FEDS will!!

      Delete
  26. Look at the Z Ministries gave a Cadillac to David Duell Ministries .Look at news letter picture down page.
    Looks like partners in Crime !
    Look at Link.

    http://www.faithministries.ws/DDM_Newsletter_PDF/jan_15/ddmletterJANUARY2015.pdf

    ReplyDelete
  27. Concerning the car donated to the late Mr. Duell, i actually donated towards that car, and i saw quite a few others that did as well! That was not investors money!

    ReplyDelete
    Replies
    1. When dealing with fraud the rotten onion has many layers. Also did Earl Miller Steal your hard earned money, I did not donate mine to 5 star .

      Delete
  28. Northstream Church held the last meeting, who owns this house it says (South Fork Harvesters inc )Was on the market for $599.000 back in July 2015 Does Z Ministries own this ?
    63700 County Road 31 Goshen ,Indiana 46526

    ReplyDelete
  29. No Zministries does not own the house on C.R. 31. They simply met there for a couple months before totally dissolving.

    ReplyDelete
  30. This is a good one! Matt Gingerich Earl Millers old partner that He bought out of 5 Star Got into a new business its called Torchknife by Grand Products LLC with a Partner by the name of Brandon Bellamy the man just got arrested by shooting his wife in the neck and He was a convicted felon.
    Are all of 5 Star business Acquaintance Criminals.
    Look at link.

    http://www.fox28.com/story/31459507/2016/03/13/warsaw-man-arrested-for-domestic-shooting

    ReplyDelete
  31. Adam LaFavre From (Global Impact companies ) The Guy that Earl Miller (5 Star)hired to turn around 5 Star, Adam has a brother named Scott ,Scott has a Son named Dustin LaFavre He is in jail for real-estate fraud 4 years.



    A Bloomington accountant has been charged with defrauding a bank of $8 million.

    Joseph Traxler, 63, was the senior vice president and chief financial officer of Centennial Mortgage and Funding, Inc. when he allegedly funneled money from clients' mortgage loans into his company's coffers.

    The Minnesota U.S. attorney's office claims Traxler used the money to cover Centennial's operating losses and payroll from 2007 through 2008. Traxler also allegedly lied about the status of mortgage loans, and convinced banks to put additional money in lines of credit.

    "This is another example of how fraud was perpetrated in the housing markets," said Jeanne Cooney, a spokesperson for the U.S. Attorney's Office. Many such fraud cases have yet to be charged or tried however, she added, and others can take years to prosecute because of the volume of documents involved.

    News of Traxler's prosecution comes at the same time that the U.S. Attorney's Office announced the sentencing of Dustin LaFavre, to 48 months in federal prison on one count of conspiracy to commit mail and wire fraud.

    LaFavre, 28, of Webster, bilked 15 real mortgage lending firms of more than $7 million.

    He admitted in a plea agreement to acting as a broker between 2005 and 2008 for developers seeking to sell homes. LaFavre found straw buyers, falsified documents so banks approved mortgages that valued the properties at a much higher cost, and mailed the false documents using both the U.S. Postal Service and commercial carriers.

    Once the papers were signed, LaFavre and the straw buyers split the difference of the mortgage and the actual price of the home.

    Cooney says 172 Minnesota homes were involved.

    ReplyDelete
  32. I met a Gentleman over the weekend that is a personal Friend of Earl Miller and Matt Gingerich He said Earl was a good talker but Matt was the brains of the two, He also believes Matt knew that 5 Star was in trouble and used the excuse to get out of 5 Star because he wanted to invest in a new Business Torchknife (Grand Products LLC )
    so Matt convinced Earl that 5 Star was making money,Note Matt Gingerich did all the accounting from the beginning.
    Earl took his word and never called in a outside audit to see if everything was legit.Now the Investors are loosing Money,Houses and looking for jobs .over 500 people .

    ReplyDelete
    Replies
    1. So your saying that Criminals Earl Miller & Matt Gingerich stole money from honest hard working People
      To promote themselves and surrounded themselves with other Criminals .you would never think this would happen in a Christian community.

      Delete
  33. Z Ministries and "LaFavre" are mentioned in this thread. See "Kathy LaFavre" minister in the Z Ministries YouTube series at:
    https://www.youtube.com/user/ZMinistries.

    Also see Dave Duell minister in the same YouTube collection of Z Ministries preaching/teaching videos.

    Joseph Zupetz
    Z Minstries
    P.O. Box 490393
    Minneapolis, MN 55449

    (763) 269-1577
    zmail@zministries.com
    www.ZMinistries.com

    ReplyDelete
    Replies
    1. Go to this link on YouTube you will see Kathy LaFavre with Adam LaFavre start it at the 43.00 min all with Z Ministries. Watch them work the magic $$

      https://www.youtube.com/watch?v=McNVxBUeEd0

      Delete
  34. All tied together, Also the Z Ministries guitar player is engaged to the Granddaughter of David Duell His name is Joel Heaslip He`s the brother in-law of the z Ministries Pastor Andy Pust. All in the Family !!

    ReplyDelete
  35. Why is this church still in operation when it was given stolen money by Earl Miller and his pack of thieves? I can't believe they all haven't been arrested for the crimes they have committed, especially against the elderly! This whole thing makes me sick!!

    ReplyDelete
  36. How can this church still be in operation using stolen money given to them by Earl Miller and his pack of thieves? Why hasn't Earl Miller and all his business associates been arrested for their crimes, especially against the elderly? This whole thing is sickening!!

    ReplyDelete
  37. OK folks, let's get a few things corrected/connected. 1st Zministries is not a church, it is an Evangelical traveling ministry, spearheaded by Joe & Heather Zupetz, they currently reside in Colorado! Andy Pust was only a temporary pastor when Zministries had set up a church in Middlebury called Northstream....which is now totally destroyed because of the connection between Earl miller & Joe Zupetz. Mr. Pust now resides in Tennessee, his involvement from my understanding was the salvage guy, He actually tried to keep Northstream afloat after the chaos unfolded within Zministries, tearing down Northstream with it :(
    2nd as for Joel Heaslip, again a name not needed in this conversation. His involvement was the sound,tech & lighting guru. Not conspiring to take elderly people's money and running!
    At last those that attended the church had no idea this was happening till the news broke of the fraud!!

    ReplyDelete
    Replies
    1. People need to talk to the FEDS !!

      Delete
    2. Church or Evangelical traveling ministry whatever it is. When we were interviewed by an Indiana Attorney General's investigator concerning our investment he asked what we knew about this "church".
      My mother struggles monthly to pay her bills thinking she could trust 5 Star with her life savings that was given to Zministries. I'll be sure to tell her that they knew nothing about this fraud and all that money is being given back to the investors!

      Delete
    3. And Earl Miller is enjoying his house that 5 Star investors paid for,His father is still doing business at A&R machine shop 14719 Co Rd 20, Middlebury, IN 46540
      Phone:(574) 825-5686
      Hey people lets all give his dad a call

      Delete
    4. I totally agree with you on the money and getting it back! I was just trying to clarify the connection, trust me I got taken to. It's wrong no matter which way u look at it.Sad part is lots of hard earned money was lost!
      On the other side there was a church with many participants that knew nothing of this, I being one of them, giving a "tithe" every week and sometimes with a credit card!! Just to find out in the end it was all just squandered as well! So not only was there millions of investor $ spent but also hundreds of thousands of church goers $ spent!!! So the numbers I believe are much higher!!
      Facebook shows a lot details on the lifestyle of both Lafavre and Zupetz..and somehow Earl is the only one being held responsible!! There are several others that should be held responsible as well in my opinion!

      Delete
  38. Picture of Earl Miller 5 Star spending your money that you worked your whole life !!

    http://poweredparaglidingfreetraining.com/students/earl-miller/

    ReplyDelete
  39. "The S.E.C. reported at the the chapter 11 meeting that Matt Gingerich gave $250,000 and Earl Miller gave $250,000 all to Northstream church and Joseph Zupetz and Z ministries are all the same." (comment copied from above)

    Noticed many Z Ministries YouTubes -- presented at many area churches . . .
    Are Northstream Church and Z Ministries truly one and the same ?
    IF YES, why would Earl and Matt give a total of $500,000 to a ministry or a church ?
    For the purpose of government pursual of violation(s), will the SEC consider Z Ministries as a "church" ?
    Will this alleged "donation"/"contribution" be subject to disgorgement ?
    What is the reason for a party in this case to move to Colorado ?
    Do any creditors have plans to file civil cases against any of the alleged perpetrators (to "attach" future income) ?

    ReplyDelete
    Replies
    1. Ok, Zministries came from Minnesota, they are a TRAVELING ministry, Northstream was a church, established NON-Traveling. Zministries is the ministry of Joe & Heather Zupetz. Yes Mr. Zupetz helped spearhead Northstream at times. However, follow me here closely, when "collection" time came, all checks, and credit/debit card info was to be processed through and into Zministries!! Northstream folks were largely made up of folks from the area, Zministreis was made of up of folks mainly from Minnesota.Northstream was a satellite church of Zministries when they were still in Minnesota! Broadcasting messages LIVE, via internet! There is so much more to this movement than space allows, however, if you read through most of the comments throughout this blog, it will help.
      Now let me connect some dots. Matt & Earl were friends of Joe Zupetz, and Joe Z. was friends with Adam Lafavre. When Earl got caught he reached out to Mr. Zupetz, who in turned connected Earl with Mr. Lafavre. Mr. Zupetz left town, most likely to lay low, till this all blows over, which in my opinion was a horribl idea. Meanwhile Mr. Lafavre charges in to "save" the day at 5star, firing people left and right. I believe he was gonna try to be the superman to save the day, fortunately the S.E.C. caught up to all this before he could "cook" the books!!
      Hopefully investors get there money back! I hope Zministries would give at least some of this "donation" money back!! If not all of it!
      Also, the reason why Earl and Matt gave so much is yet to be fully understood, the only conclusion i can come up with is that Joe Zupetz operates in the "prophetic", and with this kinda of gift a business can profit largely by having someone like this as close friend! How convient to then "donate" to his ministry.
      P.S. This story is much larger, but space doesn't allow for all of the backstory, which has led to such heartbreak!

      Delete
    2. It seems like this Z Ministries Joseph Zupetz knows a lot of shady characters Adam LaFavre,Earl Miller,Matt Gingerich,Why would Zupetz run if He had nothing to hide ? it seems like some kind of fraud going on.

      Delete
  40. This is a picture of Matt Gingerich and Wife at Northstream Church with David Duell Ministries the Guy that got the nice Cadillac from Joseph Zupetz Z ministries. All these people are all in it together !! This is all a traveling SHOW !! only work part time GET MONEY 5 Star investor money.!!

    ReplyDelete
  41. Link to Picture Matt Gingerich

    http://www.faithministries.ws/DDM_Newsletter_PDF/oct_14/ddmletterOCTOBER2014.pdf

    ReplyDelete
  42. This is a article i found about Scott LaFavre the Brother of Adam LaFavre of Global The company Earl Miller hired to turn around 5 Star.

    Scott lafavre
    Warranty Star, Clear Star Silver Tounged Salesman, is a dream taker not make
    Complaint / review text:
    I've followed the Warranty Star MLM company for two months now. I was first invited on a call from a friend of mine to "make some extra Money". Since i went to a meeting where i learned about the man behing Warranty Star.

    Scott lafavre... I wondered why he wasn't on the website listed as some big wig CEO or chairman. So i did some Googling... And Found.

    1. Multiple bankruptcies
    2. Criminal Investigation
    3. A link to a court hearing about taxes
    4. Illigal Mortgage investigation
    5. Ties to

    Here's an piece from an article describing one case."... Lafavre also 41 is under investigation by State Department of Commerce for violations of states real estate laws, after federal regulators uncovered what they believe is evidence of a multilillion - mortgage fraud at a Burnsville firm. That Firm is LHS Mortgage which Lafavre founded".

    Also interesting about this is it appears since i had first searched on the company. He has hired a Search engine optimization specialist to post severallink to bump all negative hits on google off the first page which 99% of people only scan through the first page. I suggest you do your own research on this. There are already other complaints on the internet. I'm glad i didn't get involved.

    Please Beware of this guy and any other criminals who feel the need to try and get cash quick in the MLM field, these guys smell blood in the water. He is a smooth talker and could talk some out of their shoes. Please do your own research, and get the facts you might have to go back to the 10th page of google. Please Please Find a Proven MLM Company As Troy Dooly suggests. With proven products, and Proven people behind it. I'm seeing too many of these pop up everywhere.

    Contact information:
    Author: Contact with Author

    Offender: Scott lafavre

    Country: USA State: Minnesota City: Bloomington
    Address: 8120 Penn Ave. S. , Suite 400
    Site: warrantystar.com
    Category: Cars & Transport

    ReplyDelete
  43. "According to Miller, 5 Star had raised over $50 million, with over 1,200 individual investments, from almost 500 investors".

    See report by Global Impact Companies LLC at:

    https://docs.google.com/document/d/1CfKb9OABaUQKbWR-iyCH2_wLln5zebcP11JlQKxgGMc/edit?usp=sharing

    ReplyDelete
  44. According to the Indiana Secretary of State website, there is not a company named Global Impact Companies LLC. A company by that name is inactive in Florida. See: http://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=OfficerRegisteredAgentName&directionType=Initial&searchNameOrder=GLOBALIMPACTCOMPANIESLLC%20L140001418340&aggregateId=flal-l14000141834-fd11fe06-c94b-4b8d-a493-5c845f704c09&searchTerm=Global%20Impact%20Companies%20Llc&listNameOrder=GLOBALIMPACTCOMPANIESLLC%20L140001418340

    ReplyDelete
    Replies
    1. Because Global Impact Companies LLC is a fraud !!

      Delete
  45. Greg, you may very well be correct here. All I can testify is that this document turned up with an easy search. Details provided in the multi-page document give it a perception of credability. Is there any scenario, short of a truthful one, that would motivate anyone to cobble up such an instrument ?

    Did you try searching for "GIC" ?

    ReplyDelete
    Replies
    1. Anon 9:21, I once investigated a life insurance fraud. The insured's financial statement was pure fiction and was on the letterhead of a non-existent company. We do not know the motives of the person that wrote that multi-page document mentioned by anon 7:27.

      Delete
  46. After reading all the comments about 5 Star and its criminals is this going to take years to sort through everything before will be returned? How many believe we will be reimbursed for our total investment?

    ReplyDelete
    Replies
    1. We will see after the Trustee comes up with numbers how bad things are.
      If the FEDS press charges against Earl Miller and they will He will be looking at 10 to 20 years in federal prison then maybe Earls parents will give some money because A&R machine shop makes big money each year.

      Delete
  47. Greg, you wrote, "Affinity frauds are common; but, it is uncommon to find one in the Amish community."

    Therein lies a huge element of this story. Party "A" does not give party "B" hundreds of thousands of dollars for no reason. At some point, folks are going to find all of the YouTube videos where the recipient of large sums are visiting local churches, MULTIPLE times.

    While victims have lost millions of dollars, there is a much larger story here, as you pointed out in your December writing. The subterfuge of this sad episode compromises the character -- and the cause -- of evangelism. This crime affects several hundred investors, while the fraud of this crime impacts the ultimate destinies of many thousands of people.

    ReplyDelete
  48. Do you know that if Earl Miller of 5 Star is found guilty by the FEDS He will spend the rest of his life paying back all the investors !!

    ReplyDelete
  49. Dear 5 Star Earl Miller investors the State of Indiana has a Securities Restitution Fund that you can recover 25 percent max of $15,000 of lost money .look for Securities Restitution Fund Indiana on the web.

    ReplyDelete
  50. Word is that a few People got paid back before the FEDS came in the picture like the property buyer for 5 Star Jeff Lawler $ 300,000 and another one for $400,000 the pastor Northstream church put his property up for mortgage to give to Earl Miller to become a partner after Matt Gingerich got bought out only Earl gave all that money to Northstream church but then this person asked questions then Earl gave his money back !
    Has anyone Question these People !! People on the inside got money back and how many friends, Neighbors,Relatives,
    plus Earl Miller took some of the pot.

    ReplyDelete
    Replies
    1. Please leave new comments at the latest posting: Amish & other Christian affinity frauds
      https://www.blogger.com/blogger.g?blogID=317049029997705546#editor/target=post;postID=4374410210130699908;onPublishedMenu=allposts;onClosedMenu=allposts;postNum=0;src=postname

      Delete
    2. Google wants me to sign in why.

      Delete
  51. Please this Blog going ?

    ReplyDelete
  52. The Securities Restitution Fund is great but 25% of $100,000 invested isn't a lot. Would this fund be drawn on in addition to the final settlement amount?
    I just wish the Feds would file charges soon. If we walked into a bank and stole the money Earl has stolen how long would it take for charges to be filed against us? Could we choose to move to Colorado? I think not!

    ReplyDelete
    Replies
    1. You would only get up to $15,000

      Delete
  53. For those that are concerned this blog won't continue, actually just click over Greg Wright name on march 26 comment. That will take you to his main page and show his new blog "Amish & other Christian affinity frauds".
    He basicallly sums up a few commments.

    ReplyDelete
    Replies
    1. GREAT IDEA - THERE ARE NOW 100 COMMENTS

      Delete
  54. I received a call from someone regarding this case, and they are actually questioning 15 suspects. The fact that Joe Z could be involved in this just makes me sick to my stomach. Nothing like preaching about Jesus while you fleece your congregation. I sure hope that he isn't involved, but evidence is really not looking good for him. Earl (and now it looks like Joe Z) preyed on those who are trusting. I was one of them. My family knew Earl, and I have friends who have known him for years who vouched for his character. Less than 2 months after my husband died at the age of 43, Earl stood in the living room of my home crying and praying for us. I trusted him, and he stole the money that my daughter and I were supposed to live off of. I hope the Feds file charges against him soon, along with anyone else involved in this. He is the Bernie Madoff of Goshen, but worse. At least Bernie didn't pretend to be a Christian and fleece trusting believers.

    ReplyDelete
    Replies
    1. I have talked to plenty of People that know Earl Miller and Matt Gingerich and are Friends with them still probably because He did not steal their money.
      I have talked with plenty of investors and they all have stories about 5 Star.On the S.E.C. Earl Miller responded to charges against him and he denies all allegations and demands proof for each count He only agrees on His name is Earl Miller and ran 5 Star.The sad part is Earl Miller and Matt Gingerich are using our investment money for their defense.

      Delete
  55. How do these men still have access to investors money for their legal costs? I thought since the LLCs were combined for bankruptcy all funds would be frozen.
    And does filing bankruptcy help or hinder the investors? I struggle to understand these papers we are receiving weekly by mail.

    ReplyDelete
    Replies
    1. But how much money did Earl Miller stash away,
      what ever money he has is investors money because investors have no money ! No 5 Star phone numbers working, where is Earl living ,

      Delete
    2. Earl is living in Colorado. He sold his house.

      Delete
    3. If Earl Miller sold his house the man that bought it will half to give it back the the Federal Government !!

      Delete
  56. Good luck with that. Earl took the house out of his name. It was in his wife's/brother in law's name. She isn't named in anything.

    ReplyDelete
    Replies
    1. Earl is married to Joanna the money is jointly owned so is the house.

      Delete
    2. Was owned..... the house is gone.

      Delete
    3. Its All 5 Star investment money .The Government can do a claw back to recover monies or property.

      Delete
    4. Looks like Earl Miller of 5 Star just took another Victim, sold his house to some unsuspecting person.

      Delete
  57. I have heard from several People that Earl Miller of 5 Star took money from several People gave them promissory notes to a LLC that does not exist.

    ReplyDelete
    Replies
    1. Earl Miller gave money to Z Ministries northstream Church to Mr Joseph Zupetz all the same ! to cover His fraud and pray to his money God !! to give Earl Miller some brains !! Look out Earl THE FEDS ARE COMING !! Does 20 years sound good you wont be alone Matt Gingerich ,Adam LaFarve,Jeff Lawler,Zupetz,you can start a prison Ministry .

      Delete
  58. " . . . just click over Greg Wright name on march 26 comment. That will take you to his main page and show his new blog "Amish & other Christian affinity frauds".

    I am experiencing trouble logging on to this website -- even after providing my Google login password. Anyone else having trouble getting there ?

    The alleged relationship related in above thread between Earl D. Miller and Z Ministries is most interesting. Does anyone know what the basis of relationship between those parties was ?

    ReplyDelete
  59. The previous post is exactly right! Any human being who can do what Earl did to innocent victims deserves the maximum punishment! He is enjoying the money he stole from hard working Christien people. It's hard to believe his parents, wife, and extended family are supporting his dishonesty!

    ReplyDelete
  60. I find it strange that all the head People from Northstream Church are selling their houses and moving across the country to flee the Middlebury, Goshen Area. Question #1 Would you just find another Church that you can work for, it so extreme to sell. ?
    #2 You left the Area because People that know you committed fraud and People are asking Questions or you do not want to talk to the FEDS ? #3 Mr Joseph Zupetz did you ever have a real 9-5 job like the rest of us for life and what was your vision that you seen as a child that you never talked about was it all just a carnival show smoke and mirrors and why you never had a real church to stay and preach is it so hard to fake your way for a few hours a week.

    ReplyDelete
  61. For all you investors that continue to post here and are following Earl's movements as well as Joe Zupetz's. I have discovered the place in Colorado where some of these folks are heading to and living and i finally figured out why. Adam Lafavre, the fraudster from minnesota, known to be connected to Joe Zupetz . It is evident to me just as stated in comments above that Lafavre was looking to take over 5star, but the S.E.C. shut everything down before he could, thank God!
    I now have found a place in Beuna Vista, Colorado, that lafavre just bought for $2.4 million!!! Follow link and look at the bottom transaction as of Jan, 2016. http://qpublic6.qpublic.net/co_cdisplay.php?county=co_chaffee&KEY=342312100007&ACCOUNT=R342312100007
    Looks like Lafavre bought this huge property called The Sanctuary from a man call Kevin Ortenblad, according to the assessor's Ortenblad was delinquent on taxes. Ortenblad was also well connected to Joe zupetz!! Looks like that $780,000 went towards a safe haven, so to speak!! The actions of these folks becomes more jaw dropping at every turn!

    ReplyDelete
  62. This link will take you to a Google view of the property: https://www.google.com/maps/place/Anesis+Retreats+and+Counseling+Sabbaticals/@38.760134,-106.171227,3a,75y,90t/data=!3m8!1e2!3m6!1s-plNzRbhzs0A%2FVNS8Tj-qfCI%2FAAAAAAAAAAo%2F3VF49uJXJ8k!2e4!3e12!6s%2F%2Flh3.googleusercontent.com%2F-plNzRbhzs0A%2FVNS8Tj-qfCI%2FAAAAAAAAAAo%2F3VF49uJXJ8k%2Fs115-k-no%2F!7i2048!8i1530!4m7!1m4!3m3!1s0x871549f74ac0590d:0x66ff588bb482568!2s16310+Co+Rd+327,+Buena+Vista,+CO+81211!3b1!3m1!1s0x871549f74ac0590d:0x4068b54ee3eac980!6m1!1e1

    ReplyDelete
    Replies
    1. This house is in the middle of a Amish settlement .
      A den of Thieves. Adam LaFavre of Global ,Joseph Zupetz of Z ministries Nothstream Church ,Earl Miller of 5 Star . The federal Goverment need to Step in !!
      16310 COUNTY ROAD 327 BUENA VISTA, CO 812119000

      Delete
    2. Sorry the house is not located in a Amish settlement.Thank God.

      Delete
  63. Earl Millers 5 Star TV Commercial .

    http://sendvid.com/13yuiwii

    ReplyDelete
    Replies
    1. Be careful with the above link. I do not know if it is safe.

      Delete
  64. Does anyone know of any upcoming court dates concerning Earl Miller?

    ReplyDelete
    Replies
    1. No word on any court date, last meeting said give the new trustee a month, well its almost 6 weeks and i would think that because of Earl Miller and Matt Gingerich`s fraud and vary poor record keeping it`s vary difficult. SOON

      Delete
  65. WHAT IS THE TRUSTEE'S NAME AND CONTACT INFO?

    ReplyDelete
    Replies
    1. 5 Star court Bankruptcy Trustee Contact info.

      Douglas R. Adelsperger, #14174-21
      111 West Wayne Street
      Fort Wayne, IN 46802
      (260) 407-7077
      dra@adelspergerkleven.com
      Chapter 11 Trustee

      Delete
  66. Well lets see another Earl Miller 5 Star fraud, the property that earl Miller bought in 5/8/2015 right before the the 5 Star checks stopped coming ,He bought the property under Green Resource homes LLC Logo, and Bob Foraker (the Guy Earl gave money for the green washing machine )well must not have worked out because He lives in Canton Ohio So Earl Miller has transferred the property on 2/16/2016 for zero dollars to his old friend Rudy Helmuth that He rented his old 5Star office from in Middlebury Indiana .It looks like He gave him a sweet deal.Does this Guy Earl Miller ever stop !!
    here is the link to the property tax.
    http://egis.39dn.com/egisv4/View/egisprc.cfm?pin_18=20-08-03-478-018.000-035

    ReplyDelete
    Replies
    1. Rudy Helmuth owns Royal Motors 311 north Main Middlebury Indiana He also owns the building that Earl Miller had his old 5 Star office at.
      So my question is does Rudy know that This Property is money from 5 Star investors.
      Or is Rudy hiding this property so the FEDS dont find it,if He is then He is committing a fraud also.
      Hey Earl looks like your going to have a lot of Jail mate`s !!

      Delete
    2. Robert Foraker from Green washing machine got $800,000

      Delete
  67. It amazes me that a man that has committed so many crimes and is destroying people's lives is still able to have access to so much money to buy and sell whatever he pleases. Please FEDS stop this terrible person-Earl Miller from using the money we as investors are living without! My faith in the system is really slipping!

    ReplyDelete
  68. Concerning the previous post: Mr. Hess says he is not involved in the situation concerning the "situation" which is fraud committed by Earl Miller and his associates then there is simply no reason for him to be commenting on this blog. I have lost thousands and thousands of dollars from the 5 Star scam and I have not received any money from any one of these "characters" and until I am reimbursed for my investment I will continue to comment on this blog concerning my feelings for this non Christian man and his associates! Mr Hess you obviously don't have a parent that was lied to by Mr Miller,who didn't hesitate to accept their life savings for his personal use .My 85 year old parent cries constantly not knowing if there will be enough money each month for bills and medicine!

    ReplyDelete
  69. Just before your email arrived, I sent Mr Hess the following message:
    Sir,

    Please correct any factual errors by commenting on the blog. I do not want errors of fact in the blog; but, readers have told me that it is performing a public service.

    I do not have a dog in this fight. I do not know any of the victims or alleged fraudsters.

    Please point out errors of fact and, if your request(s0 appear truthful, I will likely remove the offensive materials.

    Thank you

    ReplyDelete
  70. It seems to me that Clark Hess Lives in Buena Vista Colorado
    and He is the computer I.T. Guy that Mr Joseph Zupetz Hired to promote His image and nothing more ! He is Hired hand. We are the investors that lost 50 Million Dollars!!

    ReplyDelete
  71. Does anyone know if we will be notified when federal charges are filed?

    ReplyDelete
  72. I will notify you and post a link.
    also will let you know when next creditor meeting will be held few more weeks.

    ReplyDelete
  73. If anybody has any info please Email Trustee.We do not want to loose any money or let 5 Star keep it.

    ReplyDelete
  74. Clark and Courtney, please give thought to the peace of your early years, and the faith that you once knew. We pray for you. Please give thought to how easy it has been to slip into the care and influence of false teachers. We are trusting that you will be able to see how God is trying through all of these experiences to lead you back to truth. Please pray for the leading of His Spirit. God can still lead you if you seek Him. Do not be afraid to seek counsel. God is faithful to His seeking children.

    ReplyDelete
  75. The more things I here About Earl And Matt Gingerich of 5 Star and all the players involved the more I see that this is a massive fraud case .The whole Business model was fraud,
    The people in the network,Business partners,religious preacher,all in to better them selves.

    ReplyDelete
  76. Does anyone have any new information on this case?

    ReplyDelete
    Replies
    1. Does the S.E.C. have all your investment info ?

      Delete
  77. Earl Miller and Matt Gingerich Never did any audit of the 5 Star books.Neither one knew how to run a business !!
    Moved money from 1 LLC to another to try to keep things going !! HOW DO YOU SAY GO TO JAIL IN ENGLISH !

    ReplyDelete
  78. All the chapter 11 5 Star LLC`s total of 11 are going to consolidate, because of the inter-company loans .All illegal .

    ReplyDelete
  79. AMISH READERS: Please read the update dated May 24, 2016 above at the bottom of the article and respond directly to me or add a comment below to this post. My email is CFEgreg@gmail.com. thank you.

    ReplyDelete
    Replies
    1. Matt Gingerich is still living in Middlebury indiana with his Wife and kids .I seen him cutting his grass 2 weeks ago.

      Delete
  80. Joe and Heather Zupetz were the founders and pastors of Z Ministry. Andy Pust was also a pastor with Z Ministry.

    ReplyDelete
  81. Ok Earl & Joanna miller, Matt & Shelly Gingerich, Adam & Kathy Lafavre, nor Scott Lafavre, all these folks were NOT pastors neither are they currently. The "Pastors" were Joe & Heather Zupetz along with Andy and Alison Pust.
    As for the current living places, Matt and Shelly Gingrich still live in middlebury, indiana.
    As for Andy and Alison Pust, they moved south of nashville, TN.
    As for Joe Zupetz, Adam Lafavre they reside in Buena Vista, Colorado. Scott Lafavre, don't know.
    As For Earl Miller, last i knew he was moving to Colorado.

    ReplyDelete
  82. Readers, thank you for responding to my question. I've received calls from regulators looking for information.

    ReplyDelete
  83. Were the Zupetzs once Plain People? What is their connection to Earl and Joanna Miller?

    BTW, in case you are curious, my last name at birth was Herr...

    ReplyDelete
  84. Zupetzs came to town back in 2/10/2013 to the river of life in Middlebury Indiana as a Guest speaker this is the Church Earl Miller and Matt Gingerich attended when Zupetzs came to town, we know that many others also left to follow Zupetz to start Northstream Church.

    also another link http://www.elkharttruth.com/faith/2013/05/17/Grapevine-May-17-2013.htmlgo go down page to what says SPECIAL EVENTS Zupetz was in the area .
    this is when the traveling show started with 5 star.

    ReplyDelete
  85. ANON 6:26, Thank you for the information. Did the Zupetz have a previous relationship with the Amish? What do you think attracted Miller and others to join them? Has the Northstream Church still active?

    ReplyDelete
  86. I was contacted by the bankruptcy lawyer's investigator. They are looking for Miller's assets. They are also interested in Gingerich, LaFazre, etc assets. Please respond here or contact me directly as some of you have done.

    ReplyDelete
  87. Gingerich got rid of 5 Star black Cadillac Escalade Earl had a red one ! Matt traded it in at Royal Motors in Middlebury IN

    ReplyDelete
  88. As an onlooker with an extensive awareness of the situation, I will offer a very short summary. Joe offered a very theologically flawed Word of Faith message and hammered Plain Church "legalism" and etc. very hard. Preached a "no struggle" type of christianity.

    ReplyDelete
  89. Dear Readers, the following email was sent to me by an individual that wants to remain anonymous:
    "I am not sure how much info you need, but i have some background that might help you. 1st lets start with Mr. Gingrich. He currently lives on Mill Street in Middlebury, he totally renovated his house, put up a cedar privacy fence in the backyard. He bought his wife a newer truck, and he had a newer black Escalade. His connection to Joe Zupetz (Zministries)was when Joe came to River of Life in 2013; he held meetings for a week or so in the area. He operated/operates in the prophetic quite a bit, which is rather intriguing. Joe has a tendency to draw business folks to Him. Earl Miller was also attending church at River of Life at the time; that was the original connection to both guys.
    At some point in the next year, Zupetz began visiting quite regularly, He would hold meetings all over the area, and drew quite the following. The main meeting area was on County Road 10, at what they called the barn meetings. At the same time the Pastor at River of Life, had reservations about zministries and the message they were spreading. It began a slight rift in the religious community, which caused several folks from River of Life to leave, along with quite a few others from other area churches. This led to beginning a church called Northstream; i was part of the beginning of this church. We would livestream in each Sunday night.
    Also at this time, Joe Zupetz would visit about every 3 weeks, at this point Earl & Matt began holding business meetings call " The Summit Leadership Training". Aimed towards business owners mostly. Joe Z. began giving Earl and Matt a lot of advice during this time, consultation so to speak. Earl began going to great lengths for making any business moves, rather hiring new folks or buying new properties, Joe became close and spent a lot of time with these guys. In return a lot of "charity" giving was done in return to Joe(Zministries).
    I personally saw several large checks that were made out to Zministries, which in turn was handled by Joe and a lady by the name of Amanda Denlinger.
    Joe and Heather Zupetz were not plain people, they came from Minnesota, moved to Fish Lake which is northwest of Sturgis Michigan, this house was for sale, not sure if it sold? Now Joe and family have moved to the place in Buena Vista, Colorado, which i just confirmed on facebook that He is still there, along with Adam Lafavre, the place called the sanctuary.
    As for Earl , I have not confirmed if he moved there, but last I knew he was going to, He is keeping a real low profile, his assets last i knew were at his fathers company , which was mentioned in some of the comments on your blog, Earl sold his house in middlebury, and left town. You might wanna get in touch with a Richard Beachy, who signed for Earl on the buying of his house?!?
    As for Adam lafavre, He is a total con man, He was connected with Joe years before in Minnesota, when Joe zupetz was part of a ministry called HEMI, along with his father-in-law Harold Eatmon. And we all know the scam that took place with Lafarve and the mortgage company. Anyhow, Lafarve has a place in Sarasota/Bradenton Florida, Minnesota and now the place in Colorado called "The Sanctuary"." (continued on next post)

    ReplyDelete
    Replies
    1. You need to tell us the address of the house in Sturgis Michigan on Fish Lake.Or Email Trustee

      5 Star court Bankruptcy Trustee Contact info.

      Douglas R. Adelsperger, #14174-21
      111 West Wayne Street
      Fort Wayne, IN 46802
      (260) 407-7077
      dra@adelspergerkleven.com
      Chapter 11 Trustee

      Delete
    2. Harold Eatmon of HEMI left the Country the Farther in law of Joseph Zupetz,Zupetz is following in his footsteps!
      The Con Man!

      Delete
  90. (continued from above)
    To sum up the Northstream Church situation, once we moved to the Middlebury church of the brethren and began renting from them every week, which was in mid-2015, Joe and his whole team moved down here from Minnesota. We as church did well for about 3 months, when all of a sudden news broke of the corruption, the church quickly began thinning out, and Joe Z , and Earl disappeared!! Early December 2015, the church dissolved and regrouped and began meeting in a converted barn in Goshen, Indiana. At this point I left the church, only to see and hear it dissolved again and began meeting in a house in Bristol, at the other pastors house, Andy Pust. This last only several weeks, when it totally died out. Andy Pust moved to Tennessee, and everyone else faded into the community.
    Why the Amish were drawn to Joe and his ministry, is one of a prophetic nature, there is a fascination with knowing a lie into the future, so to speak.
    Hopefully, this sums up some things and helps.

    ReplyDelete
  91. If you are aware on any hidden assets, you may post the information here or notify the Bankruptcy Trustee (address above). His investigator contacted me and asked that I post this notice. Apparently his investigator and the Trustee read this blog every day.

    ReplyDelete
  92. We had all of our dealings through Mike Alfrey.He even came to the house when we signed the paperwork so my elderly mother didn't have to travel to Middlebury. Is he involved in all of this 5 Star mess?

    ReplyDelete
    Replies
    1. He was just the office help,He did supply the feds with a flash drive with all the investors info.He had a 5 Star house that He gave up.We need to find real property , money.

      Delete
  93. Information from friend within the Amish community:
    "I did some research, turns out Joe Z. never bought the house near fish lake.
    The address is 63117 Sox Dr. Sturgis, MI, the current owner is Wayne Chupp, He
    allowed Joe and Heather to live there evidently with the intent to sell eventually.
    So no sale ever happened. Wayne along with his wife Anna sue, currently own another
    home as well and where they currently reside on County Road 2 in Middlebury IN."
    Wayne was Joe Zupetz's right hand man when he was in the area, and i believe they are
    still in touch.
    I found all this info on St. Joseph County, Michigan and the site map on the lower right hand.

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  94. Here is a link to the St Joseph County, Michigan website I neglected to include in the comment above: http://www.stjosephcountymi.org/

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  95. Please read my latest post Amish Madoff where I compare three Amish investment schemes http://fraudstupid.blogspot.com/2016/06/amish-madoff.html

    ReplyDelete
  96. Earl Miller (5 Star )wants to defend himself against the S.E.C.charges.

    ReplyDelete
    Replies
    1. Your saying that our Friend Earl Miller has none of our money and He can`t afford to pay for representation or is He trying to make it look like He is broke so the FEDs are not going to dig up his cash box !

      Delete
  97. Readers: The lawyers are interested in information on any assets that may have been hidden. I have been asked to request that you contact the trustee with that information.

    ReplyDelete
  98. I do not understand the bankruptcy letter we received last week. Could someone explain it? I wonder how many people were invested in the Grape Road property.

    ReplyDelete
    Replies
    1. We do not know how many People invested in the Grape road Prop ,Earl paid about $380,000 He remodeled it for about $250,000 the Building will be sold for $410,000 Earl Screwed a lot of People !

      Delete
  99. Is there going to be a court date for E. Miller soon? I read earlier that one would be at the end of June. Any information concerning this case would be apprecciated.

    ReplyDelete
  100. what happens to the renters? We are stuck in the house and do not want to live here but have put a substantial amount of money into a down payment and repairs.

    ReplyDelete
  101. I am glad to find your impressive way of writing the post.Thanks for sharing the post.i'm sharing your information to all friends.If you
    Want more details kindly click cash against credit card

    ReplyDelete
  102. RE: Grape Road property et al . . .
    In the discharge of Earl Miller's debts in what amounts to bankruptcy -- debts overwhelmingly exceeding assets -- are investment funds considered DESIGNATED (attached to specific asset(s)), or FUNGIBLE ?

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  103. Is anything happening with this case?

    ReplyDelete
    Replies
    1. You are going to be amazed with the level of fraud and all the characters involved.

      Delete
  104. When this is all done a book is going to be written.

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  105. We need to have some of those that have lost money agree to be interviewed.

    ReplyDelete
    Replies
    1. I would be willing to be interviewed. We did not have a lot of money invested, but this worried my husband greatly. Sadly, he died on 7/7/16, still worried that our investment was lost.

      Delete
  106. The interviews may be anonymous as long as I can verify the information.

    ReplyDelete
  107. Sorry to bust your bubble, but, I invested with 5 Star via a self-direct IRA for 3 years. They paid the promised 10% dividends each month.

    When my note matured, I cashed out with zero hassle.

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  108. I was told by a reliable source that this case should be finished by the end of 2017. They hope to be able to recover enough money to return one half to two thirds to the investors.

    ReplyDelete
  109. My experience with similar cases is that the investors receive 10 to 15% of their money back. In a few cases, the legal fees associated with recovery are equal to the money the investors receive.

    ReplyDelete
  110. The 5 Star 341 meeting will be September 21st 10;00 am
    in south Bend I will give the address once confirmed,because it might not be in the same location as the first one and also Earl might attend.

    ReplyDelete
  111. The 5 star meeting will be September 21 2016 at 10:00am Eastern daylight time at one Michigan square,5th floor,100 East Wayne Street,South Bend, IN 46601 the Owners must attend !!
    under oath !!

    ReplyDelete
  112. it will be interesting to hear what Earl has to say or will he plead the 5th again?

    ReplyDelete
  113. Is Earl Miller going to show or are the federal agents going to get Him , I think He will be a no show ! He will just stay home and count our money!

    ReplyDelete
  114. How ironic that a year ago we are told Earl is being watched by the Feds and won't be allowed to leave the state. So he sold his house, moved out of state, bought a new home and has been living a free and easy life on investors money. We know what would happen if we attempted to walk into a bank and steal money! What is the difference?

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  115. 9-8-16 Anonymous Investors:
    Federal agents are supposed to "protect & serve", however they often need a little motivation. Have you expressed your concern to "the Feds" ? Have you communicated with:

    Douglas R. Adelsperger, #14174-21
    111 West Wayne Street
    Fort Wayne, IN 46802
    (260) 407-7077
    dra@adelspergerkleven.com
    Chapter 11 Trustee
    -- provided on this forum in early June ???

    If you don't challenge the system, be assured that the system will fail you. Do NOT be shy -- speak up and speak out...often !

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  116. I have spoken with Mr. Adelsperger about this case and my concerns as an investor. We will see how things look after the 21st and whether Earl will be made to answer questions.

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  117. See you Tomorrow Earl Miller

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  118. Anonymous 9-20-16:
    Did Earl Miller return from Colorado to show up at the 9-21-16 meeting ?

    ReplyDelete
  119. Did anything happen yesterday?

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  120. Earl Miller showed up with his Lawyer and talked all day the meeting ran out of time so they will have a second part soon,

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  121. Is he presenting that he has not defrauded or behaved illegally?

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  122. Great! It sounds good. Thanks for sharing.. Insurance

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  123. It now appears that the continued 341 meeting will take place on Nov. 15, 2016. The location will not change from before and the start time will be established by the office of the United States Trustee.

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  124. Last time Earl Miller showed up for the meeting he wore $2500 designer shoes.

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  125. At the meeting on Sept 21st Earl appeared very relaxed and comfortable answering questions Upon leaving the room for lunch he was smiling and and didn't seem nervous being around the investors he has robbed. Does this man not realize what he has done and the lives he has destroyed?

    ReplyDelete